Our Company

Negative Equity UK was founded by Phil Davison and Tom Cardwell. Back in 2011 Phil and Tom realised that they had property debt challenges of their own. They sought professional advice but couldn’t find a credible, authorised and experienced entity to assist, so they set up their own.

We’ve built our expert team and our business around our clients and their needs. Our expert team have completed over 35,000 debt settlements and consists of professionals from the following business sectors:

  • Banking
  • Accountancy
  • Insolvency
  • Property / Asset Management
  • Financial Advice

Experience has taught us that the actual debt is only part of the issue that our clients face. You may also be dealing with a lack of information, stress, the impact on your family and your ability to access credit in the future.

Negative Equity UK is a brand of CD Fairfield Capital Ltd and is the only FCA authorised specialist property debt company operating in the UK that offers a full range of property debt solutions.

Our staff are trained to be non-judgemental and to act in a manner that is compassionate and respectful. We go the extra mile because we want to make a difference and help you and your family move forward in the most appropriate way for your situation.

Our long-established relationships with lenders are a key component to our success in negotiating settlements on behalf of our clients.

Our experiences have taught us that one-size-fits-all approach doesn’t work, and that a lender’s attitude to debt resolution is determined by their exposure to that element of the market, and the clients’ own circumstances.

Call us on 0161 660 4403 or fill in the contact form to discuss how we can help you.

See how we have helped others in situations just like yours from our reviews