Mortgage Re-Negotiation

 Many clients are worried about interest only mortgage terms running out. In most cases they have no way to repay the mortgage balance at the end of the term. When this problem is linked to negative equity it can be incredibly stressful. We re-negotiate mortgage terms for clients every day. This typically involves:

  • Securing a better rate, where possible
  • Extending the mortgage term (on interest only, repayment, or a combination of both based on affordability)

We have been able to secure better terms for clients, even when the lender has previously refused. This is because some lenders’ standard policies do not comply with the FCA’s Mortgage Conduct of Business and Rules and can be challenged.

You may have obtained a mortgage or loan product at a time when lending rates were higher. A new mortgage or loan may be more affordable.

Next Steps

A mortgage re-negotiation can provide a quick and affordable alternative to a debt settlement solution, meaning that you don’t need to sell your property and your credit rating remains intact.

Our experience and relationships with all the major lenders across the UK places us in a strong position to obtain the result you need. We also deal with all third party and lender communications on your behalf.

Relax safe in the knowledge that you have a team of experts working tirelessly on your behalf to achieve the best possible outcome

Call us on 0161 660 4403 or fill in the contact form to discuss how we can help you.

See how we have helped others in situations just like yours from our reviews